International Research Journal of Accounting, Management, and Economics (IRJAME) is a multi-disciplinary peer-reviewed Finance and Social Sciences Research Journal. IRJAME aims to provide a platform for researchers, academicians, professionals, practitioners, and scholars to impart and share knowledge in the form of high quality empirical and theoretical based research papers, case studies, literature reviews, and book reviews. The Journal provides a forum for the publication of original papers on a variety of subjects reflecting the socio-economic, political issues, and sustainable development goals. Areas of interest for the Journal include, but are not limited to, the following Subjects: Management Sciences, Commerce, Finance, Banking, Economics. Preference is given to the contributions based on empirical research. However, book reviews and theoretical articles of immense importance and relativity; and of social scientists are also published. The Journal provides an international forum for the discussion and rapid dissemination of research findings in the field of Economics, Finance and social sciences from the primary level to provincial, national, and international levels. Additionally, IRJAME invites commentaries and original opinion pieces or analyses of issues and events of concern to the concerned domains. Views expressed in the Journal are the authors’ views, based on their research works and analyses.